Identity Theft Protection

LifeLock is a great identity theft prevention service at a
great price.
They now have a special offer where you can get 30 days free
protection plus $21 off the price of the service.
Their preventive services will place fraud alerts on your
credit files with all 3 bureaus, meaning that lenders must
write or call you for verification before they can issue new
credit in your name.
Since most identity theft occurs when thieves use your personal
information to open new credit accounts such as credit cards,
bank accounts, etc.., fraud alerts prevent identity theft by
stopping the fraudulent accounts from being opened in the first
place.
The CEO of LifeLock stands behind his product so firmly that he
will gladly hand out his social security number on the website
and on his Tv commercials!
Identity theft is now the fastest growing white collar crime
in the United States. The FTC estimates that nearly 9 million
Americans have their identity stolen each year.
Although you legally do not owe anything when someone else uses
you name fraudulently, it can often be difficult to prove this
and it can take months and even years to get everything back to
normal, costing you a huge amount of time and resources. In the
meantime, you can be left with no access to credit as credit
card companies, banks, utilities companies and other financial
institutions can cut off your credit accounts until your good
name is restored.
Identity thieves get access to your personal information in
different ways by:
-Stealing your mail.
-Copying, scanning or taking pictures of your information in a
retail transaction.
-Stealing data at companies that have your information.
-Stolen wallets or purses
-Dumpster diving; retrieving documents throw in the trash by
you or a business that has your information.
-Computer viruses
-Email Phishing
-Changing your address at the Post Office through a change of
address form in order to receive your bills. financial
statements at their address.
- etc...
So How Do You Protect Yourself?
Order and frequently monitor your credit report for any
suspicious activity.
Always shred documents containing personal or financial
information.
Only put your name on your checks; no social security number,
address or even phone number.
If you do receive preapproved credit offers, make sure you
destroy them before throwing them out.
Don't carry your social security number, birth certificate or
passport in your wallet.
Carefully review all monthly financial statements to be sure
there is no fraudulent activity.
Never give out personal information over the phone unless you
are absolutely sure to whom you are speaking.
Never give yout personal information on the internet unless you
are absolutely sure you are on a secure website.
Do not click links from emails to get to an online account - it
may be a fake phising email directing you to a counterfeit
site. If you think the email is legitimate, type in the web
address of your account yourself.
Click Here to Visit
Lifelock.com
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